Who do you typically work with?

We primarily work with mid-career professionals, pre-retirees and retirees who want a clearer strategy for managing their savings, investments and retirement. Many of our clients have accumulated savings but aren't sure how all the pieces fit together.

What can I expect when I fill out the contact form?

We start with an introductory conversation to learn about your goals, circumstances and what you're hoping to accomplish. It's an opportunity for us to determine whether our working together is a good fit.

What happens to my information when I submit the contact form?

Your contact information is used to respond to your inquiry and communicate with you about your request. We do not sell your personal information to third parties.

What is your management fee?

For most clients, we operate on a fee based on assets under management. Under $100,000 – 1.5% $100,000 - $1 million – 1% $1 million - $2.5 million - .85% Over $2.5 million - .75% Nominal transaction fees may apply

Yes. We act as a fiduciary in advisory relationships, which means we are committed to putting our clients’ interests first when providing financial guidance.

Where is Profectus Wealth Management based?

We are based in Post Falls, Idaho and serve clients locally and across the United States

Can you work with clients remotely?

Yes. We work with clients both in person and remotely, depending on preference. Remote services are available to clients whose primary residence is within the United States and certain U.S. territories.

About Profectus Wealth Management

David Meeks

Financial Advisor

See my background on

If you've spent your life stuffing money into a 401k, CDs or savings accounts without a clear financial strategy, you're in the right place. We work with mid-career professionals and those approaching retirement to turn scattered savings into a clear, confident financial plan.

Maybe financial planning hasn’t been as much of a priority as it should have been or you just aren’t sure how to get started. For most clients, we are able to keep things simple, whether you're just starting to get serious about retirement or you've been saving for decades.

What kinds of people choose to work with us?

Many people choose to work with us because of the perceived complexity around financial planning, but it doesn’t have to be difficult. Much of this complexity isn't really about the market, it's about not having the right guidance, so investors often end up defaulting to one of a few common patterns.

The default investor

The first, and most common, is the investor who never got clear guidance, so they default to their company 401k's target date fund without a broader financial strategy.

The trend-follower

The second is the investor who enjoys the excitement of following the latest market trend and riding the market's ups and downs, until the emotional swings end up costing more than they realized.

The cautious investor

The third is the careful investor who's seen enough headlines about crashes to stay out of the market altogether, worried it's all just a casino where the house always wins.

This kind of thinking is common, and understandable. Wherever you see yourself in that list, our job is to help you plan for your future with clarity and confidence, whether you're navigating a life milestone or planning for future generations.

Investing isn’t only about spreadsheets and rates of return. Money is tied up in how we live, what we worry about and what we want for the people we love. A good financial plan has to account for both sides of that, the numbers and the person.

A bit about me

My own path here wasn't a straight line. Before entering the financial services industry in 2017, I spent 8 years in the wine industry, which taught me the value of building strong, lasting relationships.

I received my Bachelor’s degree from San Diego State University and my MBA from the University of Oregon. Outside the office, you'll usually find me outside, hiking or working in the garden. Maybe it's the same instinct in both places: things grow best with patience, consistent care and a plan you actually stick to.

Wherever you are at right now, whether you have never had a financial plan or you have one and want to consider other options, my goal is the same: to replace the guesswork with a plan you understand and feel confident in.

Frequently asked questions

Some of our advisory programs do have account minimums. For clients who are below that threshold but still want to get started, we offer a systematic investment plan. This is a way to build toward a full financial planning relationship over time through regular contributions, rather than needing to meet the minimum all at once. If you're not sure which option fits your situation, an introductory conversation is complimentary and a good way to figure that out together.

Our Commitment to Financial Education

We believe confident financial decisions begin with understanding. For those who prefer to learn at their own pace, we offer educational resources designed to explain financial concepts clearly and without jargon.

Investing 101

Our Investing 101 Guide is designed to answer the questions that naturally arise as you think about your finances. It offers brief, approachable explanations of common concepts, making it easier to understand the “why” behind financial decisions.

Whether you’re preparing for a future conversation with an advisor or simply exploring something new, it’s a helpful place to start.

Articles and Insights

Our Articles and Insights explore financial planning topics in greater depth, offering our perspectives on investing, retirement, protection, and long-term planning.

These pieces are written to help you better understand the factors that influence financial decisions over time. If you enjoy learning and reflecting before taking action, this is a space to explore at your own pace.

Let’s Start With a Conversation

If you’d like to learn more about our approach or explore whether working together makes sense, we invite you to schedule an introductory conversation.

Schedule a Complimentary Introductory Call