PERSONALIZED
GUIDANCE
FOR
LIFELONG CONFIDENCE
Profectus Wealth Management
Retirement Planning & Wealth Management for Individuals and Families in Coeur d’Alene, Post Falls and surrounding North Idaho communities
Who do we work with?
We help people who are asking questions like...
Can I protect my retirement account from stock market volatility?
Are my investments generating unnecessary taxes?
How do my values fit into my financial decisions?
How do I turn my savings into reliable income?
Should I roll over my 401(k) or leave it where it is?
How can I pass assets to my heirs more efficiently?
Our Planning Process
1
Introductory Discovery Call
Our process begins with a complimentary introductory conversation designed to understand your goals, concerns, and overall financial picture. This initial call is an opportunity for both sides to determine whether working together is a good fit.
If you choose to move forward, we gather and review your existing assets, accounts, and planning considerations to better understand your current situation and identify potential opportunities or gaps.
2
Strategy & Recommendation
Based on the information gathered, we outline planning options and explain how different strategies may align with your goals. Our focus is on education and clarity, helping you understand the trade-offs and considerations involved.
From there, we provide a thoughtful recommendation designed to support your long-term objectives and comfort level.
3
Ongoing Guidance
Financial planning is not a one-time event, and circumstances can change over time. We provide ongoing guidance to help ensure your strategy remains aligned with your goals, priorities, and life events.
Through regular communication and reviews, we help you stay informed and adjust your plan as needed.